These Terms & Conditions were last updated on August 1, 2016.

We have personally used and provided the spiritual solutions and kabbalah talisman offered for over two decades and our experience has been overwhelmingly positive – however these items may not work in every instance or may work in lesser ways than the examples quoted. Please note that spiritual effects cannot be proven or guaranteed, when we infer that something is successful for a particular purpose we mean that traditionally it has been held by some sages to be successful for that purpose or/and that historically it is reputed to work to succeed with that purpose, or/and that some people alive today have tried and recommended the item as being successful or helping for that purpose and therefore it may be worth trying.

YOU MUST BE EIGHTEEN YEARS OF AGE OR OLDER TO USE WWW.KABBALAHTALISMANCENTER.COM (“we or us”). WE MAKE EVERY EFFORT TO PROVIDE YOU WITH HELPFUL INFORMATION AND ADVICE. HOWEVER, THIS INFORMATION SHOULD NOT BE USED IN PLACE OF ANY RECOMMENDATIONS BY MEDICAL, LEGAL, OR FINANCIAL PROFESSIONALS OR OTHER PROFESSIONAL COUNSELORS. ALL CONTENT ON THIS WEBSITE IS A PERSONAL OPINION IT IS YOUR RESPONSIBILITY TO EVALUATE ANY INFORMATION, OPINION, ADVICE OR OTHER CONTENT AVAILABLE. NEITHER WE NOR OUR PARTNERS, OR ANY OF THEIR AFFILIATES, WILL BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER DAMAGES THAT MAY RESULT, INCLUDING BUT NOT LIMITED TO ECONOMIC LOSS, INJURY, ILLNESS OR DEATH. YOU ALONE ARE RESPONSIBLE AND ACCOUNTABLE FOR YOUR DECISIONS, ACTIONS AND RESULTS IN LIFE, AND BY YOUR USE OF THE SITE AND SERVICES, YOU AGREE NOT TO ATTEMPT TO HOLD US LIABLE FOR ANY SUCH DECISIONS, ACTIONS OR RESULTS, AT ANY TIME, UNDER ANY CIRCUMSTANCE.

WE ARE NOT IN ANY WAY AFFILIATED WITH WWW.KABBALAHTALISMANDOTCOM.

The use of the www.kabbalahtalismancenter.com website (the “Web Site”) and services is governed by these Terms & Conditions. By using www.kabbalahtalismancenter.com, you acknowledge that you have read these Terms & Conditions and the disclaimers contained herein and that you accept and agree to be bound by the terms hereof.

ACCEPTANCE PROCEDURE
By accessing materials on the Web Site you agree with these Terms & Conditions. The Web Site includes, without limitation, all content, information, text, questions, comments, ideas, graphics, images, tools, and software programs contained in the web site and related materials. We reserve the right, in our sole discretion, to change these Terms & Conditions from time to time, and your access to the Web Site will be deemed to be your acceptance of, and agreement, to any such changed terms and conditions.

PRIVACY POLICY
We know that the privacy of your personal information is important to you. Therefore, we have established a Privacy Policy which is part of this Agreement.

OUR SERVICES
The Web Site provides a variety of things, including without limitations content, reports, information, and access to telephone and e-mail consultations (“Content”). Although the Content may be viewed via a standard Internet connection and the Web Site and certain e-mail/offerings are free and open to the public, certain services may require registration and/or payment (any services provided with or without payment, the “Services”). Services are available only to individuals over the age of 18. In addition, we do not permit use of the Services by residents of any jurisdiction that may prohibit our Services. You certify that the information given to us on registration is true and complete. We will not be responsible for any false statements made in registration.

RULES OF SERVICE
Introductory offers are only valid for new customers on their first purchase. There is a limit of one introductory offer per person, credit card, phone number, address and email. Any violators of this rule will be refused service. Note that accounts may only remain active and valid for a certain period from the date of the last purchase transaction.
We reserve the right to refuse service to any person for any reason. We also reserve the right to pursue legal action against any person who commits fraud, or otherwise violates applicable laws, on our Web Site or using our Services.

LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER WE NOR ANY OF OUR AFFILIATES (INCLUDING OWNERS, OFFICERS, AGENTS, PARENT OR SUBSIDIARY COMPANIES), WILL BE LIABLE TO YOU FOR ANY LOSS OR DAMAGES, EITHER ACTUAL OR CONSEQUENTIAL, ARISING OUT OF OR RELATING TO THESE TERMS, OR TO YOUR (OR ANY THIRD PARTY’S) USE OR INABILITY TO USE THIS SITE, OR TO YOUR RELIANCE UPON ANY INFORMATION. IN PARTICULAR, WE AND OUR AFFILIATED ENTITIES WILL HAVE NO LIABILITY FOR ANY CONSEQUENTIAL, INDIRECT, PUNITIVE, SPECIAL OR INCIDENTAL DAMAGES, WHETHER FORESEEABLE OR UNFORESEEABLE, (INCLUDING, BUT NOT LIMITED TO, CLAIMS FOR DEFAMATION, ERRORS, LOSS OF DATA, OR INTERRUPTION IN AVAILABILITY OF DATA), ARISING OUT OF OR RELATING TO THESE TERMS, YOUR USE OR INABILITY TO USE THIS SITE, OR TO YOUR RELIANCE UPON ANY INFORMATION, WHETHER BASED IN VERBAL AGREEMENT, CONTRACT, TORT, STATUTORY OR OTHER LAW, EXCEPT ONLY IN THE CASE OF DEATH OR PERSONAL INJURY WHERE, AND ONLY TO THE EXTENT, THAT APPLICABLE LAW REQUIRES SUCH LIABILITY. THE REMEDIES PROVIDED FOR UNDER THESE TERMS ARE EXCLUSIVE AND ARE LIMITED TO THOSE EXPRESSLY PROVIDED FOR IN THESE TERMS.

DISCLAIMER – NO PROFESSIONAL ADVICE
INFORMATION PROVIDED THROUGH OUR SERVICES, ON THE WEB SITE AND IN OUR MATERIALS, INCLUDING BUT NOT LIMITED TO THE INFORMATION PROVIDED BY TELEPHONE AND E-MAIL CONSULTATIONS, AS WELL AS THE TEXT, GRAPHICS, IMAGES, AND TOOLS POSTED ON VARIOUS PAGES, IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. INFORMATION FROM US IS NOT INTENDED TO BE A SUBSTITUTE FOR ANY PROFESSIONAL ADVICE, INCLUDING BUT NOT LIMITED TO (A) PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT OR (B) PROFESSIONAL FINANCIAL OR INVESTMENT ADVICE OR GUIDANCE, OR (C) PROFESSIONAL LEGAL ADVICE. NEVER DISREGARD OR DELAY SEEKING PROFESSIONAL MEDICAL ADVICE OR OTHER PROFESSIONAL ADVICE BECAUSE OF SOMETHING YOU HAVE READ ON THE WEB SITE OR INFORMATION RECEIVED THROUGH OUR SERVICES. WE ARE NOT ENGAGED IN THE PRACTICE OF MEDICINE OR LAW AND DO NOT RECOMMEND OR ENDORSE ANY SPECIFIC PRODUCTS, PROCEDURES, TREATMENTS, MEDICATIONS, OPINIONS, OR OTHER INFORMATION THAT MAY BE MENTIONED, DISCUSSED, OR DESCRIBED ON THE WEB SITE OR IN OUR MATERIALS OR THROUGH OUR SERVICES. WE ARE NOT ENGAGED IN THE BUSINESS OF PROVIDING FINANCIAL OR INVESTMENT ADVICE AND OUR EMPLOYEES OR CONTRACTORS ARE NOT REGISTERED ADVISORS. YOUR RELIANCE ON THE INFORMATION PROVIDED BY US, BY OUR EMPLOYEES OR CONTRACTORS, BY A THIRD PARTY MODERATOR, BY OUR SPONSORS OR BY OTHER USERS OF THE WEB SITE OR SERVICES IS SOLELY AT YOUR OWN ELECTION OR CHOICE. ANY AND ALL DECISIONS THAT YOU MAKE THAT ARE BASED IN WHOLE OR IN PART UPON INFORMATION PROVIDED BY US OR OUR SPONSORS OR OTHERWISE ON THE WEB SITE WILL BE YOUR SOLE AND EXCLUSIVE RESPONSIBILITY.

PLEASE NOTE THAT SPIRITUAL EFFECTS CANNOT BE PROVEN OR GUARANTEED, WHEN WE INFER THAT SOMETHING IS SUCCESSFUL FOR A PARTICULAR PURPOSE WE MEAN THAT TRADITIONALLY IT HAS BEEN HELD BY SOME SAGES TO BE SUCCESSFUL FOR THAT PURPOSE OR/AND THAT HISTORICALLY IT IS REPUTED TO WORK TO SUCCEED WITH THAT PURPOSE, OR/AND THAT SOME PEOPLE ALIVE TODAY HAVE TRIED AND RECOMMENDED THE ITEM AS BEING SUCCESSFUL OR HELPING FOR THAT PURPOSE AND THEREFORE IT MAY BE WORTH TRYING. WE HAVE PERSONALLY USED AND PROVIDED THE SPIRITUAL SOLUTIONS OFFERED FOR OVER THREE DECADES AND OUR EXPERIENCE HAS BEEN OVERWHELMINGLY POSITIVE – HOWEVER THESE ITEMS MAY NOT WORK IN EVERY INSTANCE OR MAY WORK IN LESSER WAYS THAN THE EXAMPLES QUOTED.

GENERAL DISCLAIMER
THE INFORMATION PROVIDED ON, FROM OR THROUGH US, OUR SERVICES AND THE WEB SITE IS PROVIDED “AS-IS” AND “AS AVAILABLE,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT). THE WEB SITE AND RELATED INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF THE WEB SITE AND SERVICES AND ANY SUCH INFORMATION OR SERVICE. IN PARTICULAR, AND WITHOUT LIMITATION, WE AND OUR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE DISCLAIMER OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. THE WEB SITE AND THE INFORMATION AND SERVICES PROVIDED THEREIN WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE WEB SITE OR SERVICES SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THESE TERMS OF USE. WE MAKE NO WARRANTY OR REPRESENTATION THAT AVAILABILITY OR USE OF THE WEB SITE OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. NEITHER US, NOR ANY OF OUR AFFILIATES HAS ANY RESPONSIBILITY OR OBLIGATION TO NOTIFY YOU OF YOUR ACCUMULATED CHARGES OR OTHER EXPENSES WITH US. THE AMOUNT OF TIME YOU SPEND WITH THE READERS WILL BE REFLECTED IN YOUR CHARGES AND IS SOLELY AT YOUR OWN ELECTION OR CHOICE. WE DO NOT MONITOR USAGE PATTERNS AND ARE UNDER NO OBLIGATION TO ANY CUSTOMER TO TAKE ANY ACTION OR TO REFRAIN FROM TAKING ANY ACTION WITH RESPECT TO USAGE OF THE WEB SITE OR SERVICES.

THIRD-PARTY INFORMATION
Any articles, press clippings or other third-party publications (collectively, “Publications”) made available through the Web Site are furnished by us for your convenience and entertainment. Any opinions, advice, statements, services, offers or other information made available by third parties, including any user of the Web Site, are those of the respective author(s) or publisher(s) and not ours or our affiliates. WE DISCLAIM ANY REPRESENTATION, EITHER EXPRESS OR IMPLIED, THAT THE INFORMATION IN SUCH PUBLICATIONS IS ACCURATE OR COMPLETE.

RESTRICTIONS; COMPLIANCE WITH LAWS
Your right to use the Web Site and the Services is personal to you. You are solely responsible for the contents of your transmissions through the Web Site and your use of the Services is subject to all applicable local, state, national and international laws and regulations. By using the Web Site or the Services, you agree:
1. not to use the Web Site or the Services for illegal purposes;
2. not to interfere with or disrupt networks connected to the Web Site;
3. to comply with all applicable regulations, laws, statutes, etc., regarding your use of the Services, including, but not limited to, laws and regulations relating to the use of the Web Site or the Services to send electronic mail;
4. not to use the Web Site or the Services to send chain mail, junk mail, spamming or any use of distribution lists to any person who has not given specific permission for such use;
5. not to use the Web Site or the Services for the transmission of any unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, or obscene material or communication of any kind or any nature;
6. not to interfere with any other user’s access to or use of the Web Site or the Services.
7. not to record or use any audio recording or retention devices/technology without our express written consent.
8. not to comment, speak or act in a manner that is deemed by us to be inappropriate, abusive, or threatening.
9. not to disclose to anyone in any manner any communication made through the Website or in connection with Services.  All communication with us is confidential and you are not permitted to share or publish it on any other website or with any third party.

We reserve the right, in our sole discretion, to immediately terminate your access to and use of the Web Site or the Services without right to refund, for any violation of these Terms & Conditions.

LINKS TO SPONSORS AND OTHER THIRD PARTY SITES
Certain links on the Web Site will let you leave the Web Site. These linked sites, are not under our control and we are not responsible for the contents of any linked site or any link contained in a linked site. These links are provided for your convenience, and the inclusion of any link does not imply a recommendation or endorsement by us of any such linked site or the products therein.

INTELLECTUAL PROPERTY RIGHTS; INAPPROPRIATE USE OF THE WEB SITE
The contents of the Web Site, including, without limitation, all designs, text, graphics, other files, and the selection and arrangement thereof, are copyrighted and proprietary property. You may not copy, display, download, distribute, modify, reproduce, republish or retransmit any information, text or documents contained in the Web Site or any communication with the Website or any portion thereof in any electronic medium or in hard copy, or create any derivative work based on such images, text or documents, without our express written consent. You may not disclose to anyone in any manner any communication made through the Website or in connection with Services.  All communication with us is confidential and you are not permitted to share or publish it, post it on other websites or with any third party. No information or statement contained in these Terms & Conditions or the Web Site shall be construed as conferring, directly or by implication, estoppel, or otherwise, any license or right under any patent, copyright, trademark or other intellectual property right of ours, our affiliates, or any third party. We may, at our discretion, limit or restrict the access and use of the Web Site of any users who infringe the intellectual property rights in the manner described above.

MATERIAL YOU SUBMIT (INCLUDING BLOG SUBMISSIONS)
You acknowledge that you are responsible for any submission you make (“Submissions”), including the legality, reliability, appropriateness, originality and copyright of any such material. You may not upload to, distribute, or otherwise publish through the Web Site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable, or which may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability or violate any law.

Submissions shall be deemed to be non-confidential and non-proprietary. We have no obligation of any kind with respect to such Submissions and shall be free to reproduce, use, disclose, modify, display and distribute the Submissions to others without limitation. By transmitting such Submissions to us and the Web Site, you automatically grant to us a perpetual, worldwide, royalty-free, irrevocable, non-exclusive right and license (with rights to sublicense) to use, reproduce, modify, adapt, publish, translate, edit and distribute such Submissions (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or hereafter developed for the full term of any copyright that may exist in such Submissions. You also permit any other user of the Website or our Services to access, view, store or reproduce the Submissions for that user’s personal use. Without limiting the generality of the foregoing license, you acknowledge that you grant us the right to publicly display all or a part of any Submission on the Web Site or in any other format or media at any time.

Please note that we do not want to receive Submissions containing confidential information from you and any Submissions received will be deemed NOT to be confidential. For purposes of this paragraph, “Submissions” shall not include personally identifiable information, which shall be treated by us in accordance with our Privacy Statement.

This Web Site (including, without limitation, text, photographs, graphics, video and audio content) is protected by copyright as a collective work or compilation under the copyright laws of the United States and other countries, and we, our subsidiaries and affiliates (subject to the rights of our and their licensors and licensees under applicable agreements, understandings and arrangements) have rights therein. All individual articles, videos, content and other elements comprising this Web Site are also copyrighted works, and we, our subsidiaries and affiliates (subject to the rights of our and their licensors and licensees under applicable agreements, understandings and arrangements) have rights therein. You must abide by all additional copyright notices or restrictions contained in this Web Site. By posting or submitting content on or to the Web Site (including the Blog, and regardless of the form or medium with respect to such content, whether text, videos, photographs, audio or otherwise), you are giving us, and our affiliates, agents and third party contractors the right to display or publish such content on the Web Site and its affiliated publications (either in the form submitted or in the form of a derivative or adapted work, in our sole discretion), to store such content, and to distribute such content and use such content for promotional and marketing purposes. Without limiting the generality of the foregoing, with respect to any video submissions to the Web Site made by you from time to time, you understand and agree that (unless you and we agree otherwise) we may, or may permit users to, based solely on functionality provided and enabled by the Web Site, compile, re-edit, adapt or modify your Submission, or create derivative works therefrom, either on a stand-alone basis or in combination with other Submissions, and (unless you and we agree otherwise) you shall have no rights with respect thereto and we, our affiliates or our licensees shall be free to display and publish the same (as so compiled, re-edited, adapted, modified or derived) for any period. We reserve the right to edit, remove or not publish Submissions without prior notice.

You shall be solely responsible for your own Submissions and the consequences of posting or publishing them. In connection with each of your Submissions, you affirm, represent, and/or warrant that: (i) you own or have the necessary licenses, rights, consents, and permissions to use and authorize us, our affiliates and subsidiaries to use all patent, trademark, trade secret, copyright or other proprietary rights in and to any and all such Submissions to enable inclusion and use of such Submissions in the manner contemplated by us and these Terms and Conditions; and (ii) you have the written consent, release, and/or permission of each and every identifiable individual person in such Submissions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of such Submissions in the manner contemplated by us and these Terms and Conditions. In furtherance of the foregoing, you agree that you will not: (i) submit material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the material and to grant us all of the rights granted herein; (ii) publish falsehoods or misrepresentations that could damage us, this Web Site or any third party; (iii) submit material that is unlawful, obscene, defamatory, libelous, threatening, pornographic, harassing, hateful, racially or ethnically offensive, or encourages conduct that would be considered a criminal offense, give rise to civil liability, violate any law, or is otherwise inappropriate; or (iv) post advertisements or solicitations of business.

INDEMNIFICATION
You agree to indemnify, defend and hold harmless us, our company, our and their affiliates and suppliers from any liability, loss, claim and expense (including reasonable attorney’s fees) related to (i) your violation of these Terms & Conditions, and (ii) your use of this Web Site or the Services.

MISCELLANEOUS
These Terms & Conditions constitute the sole agreement between you and us and our affiliated entities relating to your use and our provision of the Web Site and the Services and the subject matter hereof. The laws of the State of New Jersey govern these Terms & Conditions in all respects, without giving effect to conflicts of laws principles. Any dispute or controversy between you and us and our affiliated entities, or arising under or concerning performance or breach of these Terms & Conditions, shall be brought exclusively in the state and federal courts having jurisdiction over Bergen County, New Jersey and you irrevocably consent to the exclusive personal jurisdiction and venue of those courts for such purpose. Any cause of action brought by you against us or our affiliated entities must be instituted within one (1) year after the cause of action arises or be deemed forever waived and barred.